P2P lending has been fraught with scandals as new regulations and investigations turn up illegal funds and trouble with loan repayments (1) (2) (3), sparking protests amongst the Chinese middle-class (4) (5). Despite the recent turmoil, wise investors have managed to distance themselves from the frauds, and the future of P2P looks growth-positive (6) (7) (8) (9), as tighter regulations serve to drive out fraudulent platforms (10) (11) (12) and foster a healthy investment environment.
Online education industry continues to grow, with firms looking to expand operations for a global reach (13). This growth is largely due to Asia’s growing middle class and their strong cultural tradition of investing in their children’s education (14).
Emerging markets are a battleground between tech giants (1), leading to increasing investment opportunities (2) (3) as developing nations account for an ever-growing share of global GDP (4). However, a lot of capital flows into emerging markets are high-risk, leaving them susceptible to crises (5), however, emerging economies nowadays have better fundamentals, less external debt, and better trade balances (6). The establishment of more Private Banking services in maturing economies is also a clear sign of the increasing wealth and investable capital in these regions (7).
Traditional banks are dabbling in modern technologies (1), while the “virtual bank” sector continues to grow (2), despite a contraction in China’s shadow banking sector causing a slowdown in GDP growth (3). FinTech has been growing in importance for emerging economies (4) (5), with some large scale opportunities available for keen investors (6) (7)
The “New Retail” movement offers customers an interactive experience, merging online shopping and traditional retail (8), and disrupting both supermarket and the fashion industry (9) (10), promising positive growth for the e-commerce sector (11) along with consumer credit and payment apps (12) (13)
Russia’s Kalashnikov switches gears and joins the list of electric vehicle manufacturers (14), while China’s Dearcc skids into the market with a funding round to rival Tesla (15). Further advancements in robotics are driving investments in autonomous technologies (16) (17).
On-demand transport services continue to grow, adding more types of vehicles to the mix of ride-sharing options available in major cities around the world (18) (19), and paving the way for investors interested in the up-and-coming “new mobility” market (20). Security issues remain of concern in ride-sharing services (21), and start-ups are at risk of overhype if firms can’t justify their own valuations and run into regulatory issues (22).